Own a Home

for 0% Down1

We’re opening the doors to homeownership

Own a Home

for 0% Down1

We're opening the doors to homeownership

We're opening the doors to homeownership

Who are we?​

We give everyday people like you the opportunity to own your dream home by building your credit and helping you save for a down payment—all while securing a guaranteed purchase price through our Bridge to Homeownership Program.

With our community of partner homebuilders and financial experts, we will help you be mortgage ready and set you on the path to homeownership.

The Bridge to HomeownershipTM Way

Start your path to homeownership with EP Homes - our rent to own program provides homeownership opportunities to those who:
It really is 0% down!
We’re not your typical rent-to-own program. Lease a newly built home or one that was previously loved and save money for a down payment while benefiting from complimentary financial coaching from industry experts.
  • Are self-employed
  • Are new to Canada or have no credit history
  • Have a fair credit score
  • No down payment

We’re not your typical lease-to-own program – with us, it really is 0% down! Lease a brand new turnkey home or find one through our renewed program, and save money for a down payment while benefiting from complimentary financial coaching.

How it Works

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Get Pre-Approved
Let us determine your eligibility for the program.
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Shop
Find a home you love. Shop from one of our certified builder partners or search for a home that was previously loved.[1]
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Bridge
Work with us and our community of experts to keep your ‘mortgage ready’ financial strategy on track.
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Own
Rent now and buy it later at a predetermined price with the down payment you saved during the program.

How it Works

1

Apply

Get adjudicated to determine your eligibility for our program. It's free and won't affect your credit score.
2

Shop

Pick your dream home from our builder partners or pre-owned homes that qualify for our program, and we'll buy it for you. It's that easy!
3

Own

Rent now and buy it back later at a predetermined price with the down payment you saved through the program.

What Our Clients Are Saying

  1. Accumulate a down payment through a rent-to-own contract.
  2. EP Homes’ provides the client with a strategy and support to become mortgageable. Acceptance into the Bridge to Homeownership Program™️ is not a guarantee of attaining a mortgage and owning the home at the end of the lease term. Purchase of the property after the lease term is subject to final funding being provided by an independent mortgage provider and guarantor of the mortgage as it can or may be. It is the client’s sole responsibility to maintain their financial strategy to meet future mortgage underwriting criteria.