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Who are we?
We make owning a home possible for everyday people with good credit and no down payment through our Bridge to Homeownership™ program
The Bridge to HomeownershipTM Way
Start your path to homeownership with EP Homes - our lease with option to purchase program provides homeownership opportunities to those who:
- May not have enough saved for a down payment
- Are new to Canada
- Are self-employed
- Are unable to secure a traditional mortgage to buy a house
Get a step closer to becoming a homeowner with our Bridge to Homeownership™ program. We’re not your typical lease to own program – with us, it really is 0% down! Lease a new turnkey home, save money for a down payment and benefit from complimentary financial coaching.
What Our Clients Are Saying
The program gave me the chance to live in a new house in this great neighbourhood while I saved money for my down payment. I’m now a homeowner! I would highly recommend this program to everyone; I give it a 10/10… it works.
Highly recommend the program to any first-time home buyer. My experience was the EP Homes team was great. I’m living in a new house in a quiet community that’s a great fit for my family.
I’m so happy we found a house we loved and with the program we are on our way to becoming homeowners. The EP Homes team is always available with just a phone call to help with any questions we had.
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EP Homes is a division of Everyday People Financial Corp.
EP Homes is a division of Everyday People Financial Corp. We are headquartered in Edmonton, Alberta and we partner with homebuilders across Canada to help make homeownership a reality for everyday people.
Everyday People Financial Corp. is a financial technology and consumer finance company that was founded on the belief that everyone deserves access to credit, instant payments and the opportunity for homeownership. We are a team of financial services experts dedicating our lives to helping everyday people become their best financial self.
Our Mission
At EP Homes, our mission is to help everyday people become their best financial self as homeowners.
Our Values
We value strong relationships and what we believe every human being deserves from a service provider and the workplace. Our values drive us to be our best, effectively communicate our principles, foster stronger relationships, and build a robust community of everyday people.
We are everyday people, and we help everyday people.
Honesty
We communicate simply, speak truthfully, operate fairly and act genuinely.
Integrity
We keep our word, deliver on our promises, and acknowledge our mistakes.
Loyalty
We are dedicated to making meaningful contributions to the communities and stakeholders we serve.
Teamwork
We trust and support one another and celebrate successes together.
We’re making homeowners.
We’re EP Homes. We’re on a mission to help everyday people become their best financial self; as homeowners.
What Our Clients Are Saying
“My experience with EP Homes has been outstanding. This is a very detailed program; they are honest and upfront with you from the start. Any issues along the way it was simply a phone call or email, and the issues are resolved in a timely manner. I would highly recommend any first-time home buyer that doesn't have the 5% upfront to give this company a phone call. From my own experience it was perfect way to get myself and my family into a brand-new home.”
How the Bridge to OwnTM Program works
1. Get Pre-Qualified
It only takes 5 mins and will not impact your credit score. One of our team members will reach out to you after your submission.
2. Get Approved. Go Shopping
Submit the required information and complete your application. Find your dream home with one of EP Homes' builder partners.
3. Set up Your Bridge to Own™ Plan and EP Homes Purchases the Home
Once you choose your home, we buy it. Yes, really! We will set your move in date and finalize your Bridge to Own™ Plan. EP Homes will pay for the home and cover the GST and closing costs.
4. New Home Walkthrough and Move in
Move into your home, get comfortable and plant your roots. Rest easy knowing, you are living in a warrantied home.
5. Save and Stick to Your Plan
Make your regular payments on time and accumulate a down payment. Review your Bridge to Own™ Plan on a regular basis with EP homes team.
6. Buy the Home at the End of the Lease Term
The EP Homes Team will help you prepare your mortgage application with the lender of your choice. Once your mortgage is approved*, we will help you transfer the property title into your name.
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Be a homeowner with us today!
Complete a pre-qualification assessment today and see if the Bridge to Own™ Program is right for you.