Rethink Homeownership


Who are we?​

EP Homes is a division of Everyday People Financial Inc. We are headquartered in Edmonton, Alberta and we partner with homebuilders across Canada to help make homeownership a reality for everyday people with good credit and no down payment, through our Bridge to Own™ Program.

EP Homes is a Division of Everyday People Financial Inc.

Everyday People Financial Inc. (“EP” or “the Company”) is a FinTech credit provider that was founded on the belief that everyone deserves access to credit, instant payments and the opportunity for homeownership.

We are a team of financial services experts dedicating our lives to helping everyday people become their best financial self.

The Bridge to OwnTM Program

The Bridge to Own™ program is a unique home purchasing program offered by EP Homes. This program is designed to rethink homeownership. The Bridge to Own™ program is an alternative path to homeownership for those who do not have enough money saved for a down payment or are new to Canada or are self-employed and/or are unable to secure a traditional mortgage to buy a house. This program allows you to choose your new home, lease and live in your brand-new home, save money for the down payment, get mortgage ready and sets you on the right path to homeownership.

  • Is the down payment stopping you from becoming a homeowner?
  • Are you new to Canada and wanting to buy a new house?
  • Are you tired of renting? And, are you ready to buy a new house?
  • Are you self employed and unable to secure a traditional mortgage to buy a house?

If you answered yes, to any or all of these questions, the Bridge to OwnTM program is for you.

What Our Clients Are Saying

Our Mission

At EP Homes, our mission is to help everyday people become their best financial self as homeowners.

Our Values

We value strong relationships and what we believe every human being deserves from a service provider and the workplace. Our values drive us to be our best. They also help to effectively communicate our principles, foster stronger relationships, and build a robust community of everyday people.

We are everyday people and we help everyday people.


We communicate simply, speak truthfully, operate fairly and act genuinely.


We keep our word, deliver on our promises, and acknowledge our mistakes.


We are dedicated to making meaningful contributions to the communities and stakeholders we serve.


We trust and support one another and celebrate successes together.