EP Homes is a division of Everyday People Financial Inc. We are headquartered in Edmonton, Alberta and we partner with homebuilders across Canada to help make homeownership a reality for everyday people with good credit and no down payment, through our Bridge to Own™ Program.
Everyday People Financial Inc. (“EP” or “the Company”) is a FinTech credit provider that was founded on the belief that everyone deserves access to credit, instant payments and the opportunity for homeownership.
We are a team of financial services experts dedicating our lives to helping everyday people become their best financial self.
The Bridge to Own™ program is a unique home purchasing program offered by EP Homes. This program is designed to rethink homeownership. The Bridge to Own™ program is an alternative path to homeownership for those who do not have enough money saved for a down payment or are new to Canada or are self-employed and/or are unable to secure a traditional mortgage to buy a house. This program allows you to choose your new home, lease and live in your brand-new home, save money for the down payment, get mortgage ready and sets you on the right path to homeownership.
My experience with EP Homes has been outstanding. This is a very detailed program; they are honest and upfront with you from the start. Any issues along the way it was simply a phone call or email, and the issues are resolved in a timely manner. I would highly recommend any first-time home buyer that doesn't have the 5% upfront to give this company a phone call. From my own experience it was perfect way to get myself and my family into a brand-new home.
These guys helped me to get into a brand-new homes with no money down!! I love my new house and I am so thankful to the bridge to own team!
The staff is so helpful and supportive. I was delighted to find out that my house had a builder warranty. We also love our quiet community, and the people are very nice here.
At EP Homes, our mission is to help everyday people become their best financial self as homeowners.
We value strong relationships and what we believe every human being deserves from a service provider and the workplace. Our values drive us to be our best. They also help to effectively communicate our principles, foster stronger relationships, and build a robust community of everyday people.
We are everyday people and we help everyday people.
We communicate simply, speak truthfully, operate fairly and act genuinely.
We keep our word, deliver on our promises, and acknowledge our mistakes.
We are dedicated to making meaningful contributions to the communities and stakeholders we serve.
We trust and support one another and celebrate successes together.
We’re EP Homes. We’re on a mission to help everyday people become their best financial self; as homeowners.
It only takes 5 mins and will not impact your credit score. One of our team members will reach out to you after your submission.
Submit the required information and complete your application. Find your dream home with one of EP Homes' builder partners.
Once you choose your home, we buy it. Yes, really! We will set your move in date and finalize your Bridge to Own™ Plan. EP Homes will pay for the home and cover the GST and closing costs.
Move into your home, get comfortable and plant your roots. Rest easy knowing, you are living in a warrantied home.
Make your regular payments on time and accumulate a down payment. Review your Bridge to Own™ Plan on a regular basis with EP homes team.
The EP Homes Team will help you prepare your mortgage application with the lender of your choice. Once your mortgage is approved*, we will help you transfer the property title into your name.
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Complete a pre-qualification assessment today and see if the Bridge to Own™ Program is right for you.