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Women and Homeownership
30/03/2023
Homeownership for women hasn’t always been an easy path. It wasn’t until the Married Women’s Property Act nearly 140 years ago in Ontario that women
Our Blog
Black Communities in Canada
14/02/2023
Black communities across Canada have helped shape the neighborhoods in our towns, cities, provinces and territories. They have been home to some of Canada’s most
The Canadian Housing Market in 2023
13/01/2023
The Bank of Canada had a significant impact on the Canadian Housing Market this year. Their goal to lower inflation resulted in several rate increases
Team Spotlight: Jay
21/12/2022
At EP Financial, people are at the heart of everything we do. We are passionate about helping our clients be their best financial selves and
Home Warranty
06/12/2022
Home warranty is mandatory for all newly built homes in Alberta, but what does that mean? The Alberta New Home Warranty Program covers work done
Rental Market Challenges
23/08/2022
In recent months, rental market challenges have increased for many. The demographic of renters is large including those that are new to Canada, young
Home Organization and Your Mental Health
09/08/2022
Making home organization a priority can keep the clutter away and have a positive impact on your mental health. Many say a cluttered home
Closing Costs
19/07/2022
Buying a home in Canada includes two upfront financing payments before getting a mortgage: a down payment and closing costs. Most people are aware they
Housing Affordability
12/07/2022
he cost of goods and services is affected by the supply and demand of the market—housing affordability is no different. In our current market housing
Different Types of Down Payments
06/07/2022
There are several different types of down payments you can use to qualify for a traditional mortgage in Canada. While the minimum amount for a
