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The Canadian Housing Market in 2023
13/01/2023
The Bank of Canada had a significant impact on the Canadian Housing Market this year. Their goal to lower inflation resulted in several rate increases
Our Blog
Team Spotlight: Jay
21/12/2022
At EP Financial, people are at the heart of everything we do. We are passionate about helping our clients be their best financial selves and
Home Warranty
06/12/2022
Home warranty is mandatory for all newly built homes in Alberta, but what does that mean? The Alberta New Home Warranty Program covers work done
Rental Market Challenges
23/08/2022
In recent months, rental market challenges have increased for many. The demographic of renters is large including those that are new to Canada, young
Home Organization and Your Mental Health
09/08/2022
Making home organization a priority can keep the clutter away and have a positive impact on your mental health. Many say a cluttered home
Closing Costs
19/07/2022
Buying a home in Canada includes two upfront financing payments before getting a mortgage: a down payment and closing costs. Most people are aware they
Housing Affordability
12/07/2022
he cost of goods and services is affected by the supply and demand of the market—housing affordability is no different. In our current market housing
Different Types of Down Payments
06/07/2022
There are several different types of down payments you can use to qualify for a traditional mortgage in Canada. While the minimum amount for a
Paying Housing Expenses First
28/06/2022
Paying your housing expenses should be one of your top priorities, even when times are tough. After groceries and food expenses, it can be tempting
Retain the Value of Your Home
21/06/2022
Getting your home is exciting, but understanding how to retain value in your home is essential! Whether you move into a brand-new turnkey home, or