Become a homeowner with $0 down payment

Let’s make Bridge to HomeownershipTM
a reality for you

Brand-new
turnkey homes

Zero
down payment

Transparent
process

Get Started

Own your home in 6 easy steps

Apply to pre-qualify

Fill out the application on our website to pre-qualify for the program.

Shop for your new home

Find your brand-new home from our partner builder inventory. Quick possession and new builds are available select communities.

Sign the lease agreement

Once you are approved for the program, you will sign a lease agreement.

Live in your new home

Lease and live in your new home while building equity towards the purchase of your home.

Save money for the down payment

Your monthly payment has 2 components: rent + savings*. We set aside the savings portion of your monthly payments. *The accumulated savings over the leasing period will form your down payment.

Own your new home

At the end of your lease term, you will have the down payment needed to qualify for a mortgage.

Why choose us?

  • Simple process
  • Choose a brand-new home
  • Build equity during the program
  • Home purchase expenses are covered
  • Complimentary financial coaching service
  • A team of Client Support Agents here to support you

What Our Clients Are Saying

Lets get started!

EP Homes is a division of Everyday People Financial Inc.
Through partnerships with homebuilders across Canada, our mission is to help everyday people become their best financial self as homeowners.