Why choose us?
- Simple process
- Build equity during the program
- Home purchase expenses are covered
- Complimentary financial coaching service
- A team of Client Support Agents here to support you
Become a homeowner with $0 down payment
Become a homeowner in Spruce Avenue
Own this beautiful custom built infill located in the community of Spruce Avenue. This home features an open concept floor plan with 3 bedrooms and 2.5 baths. A double gaarage is included with a landscaping and fencing completed.
It gets better… The home has a fully finished legal basement suite – a great mortgage helper!
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Own your home in 6 easy steps
Apply to pre-qualify
Fill out the application below to get started and rpe-qualify for the program.
Sign the lease agreement
Once you are approved* for the program, you will sign a lease agreement.
Live in your new home
Lease and live in your new home while building equity towards the purchase of your home.
Save money for the down payment
Your monthly payment has 2 components: rent + saving. We set aside the savings portion of your monthly payments. The accumulated savings over the leasing period will form your down payment.
Own your new home
At the end of your lease term, you will have the down payment needed to qualify for a mortgage.
What Our Clients Are Saying
The program gave me the chance to live in a new house in this great neighbourhood while I saved money for my down payment. I’m now a homeowner! I would highly recommend this program to everyone; I give it a 10/10… it works.
Highly recommend the program to any first-time home buyer. My experience was the EP Homes team was great. I’m living in a new house in a quiet community that’s a great fit for my family.
I’m so happy we found a house we loved and with the program we are on our way to becoming homeowners. The EP Homes team is always available with just a phone call to help with any questions we had.
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Let's get started!
EP Homes is a division of Everyday People Financial Inc.
Through partnerships with homebuilders across Canada, our mission is to help everyday people become their best financial self as homeowners.
