Become a homeowner with $0 down payment

Become a homeowner in Spruce Avenue

Own this beautiful custom built infill located in the community of Spruce Avenue. This home features an open concept floor plan with 3 bedrooms and 2.5 baths. A double gaarage is included with a landscaping and fencing completed.

It gets better… The home has a fully finished legal basement suite – a great mortgage helper!

Own your home in 6 easy steps

Apply to pre-qualify

Fill out the application below to get started and rpe-qualify for the program.

Sign the lease agreement

Once you are approved* for the program, you will sign a lease agreement.

Live in your new home

Lease and live in your new home while building equity towards the purchase of your home.

Save money for the down payment

Your monthly payment has 2 components: rent + savings*. We set aside the savings* portion of your monthly payments. The accumulated savings* over the leasing period will form your down payment.

Own your new home

At the end of your lease term, you will have the down payment needed to qualify for a mortgage.

Why choose us?

What Our Clients Are Saying

Let's get started!

EP Homes is a division of Everyday People Financial Inc.
Through partnerships with homebuilders across Canada, our mission is to help everyday people become their best financial self as homeowners.

© EP Financial Inc 2022 All Rights Reserved